Free guide · Windfall

12 Grants Every Veteran-Owned Business Should Know About

12 real grants and federal set-asides for veteran-owned businesses in 2026 — Bunker Labs, PenFed Foundation VEIP, IVMF Syracuse EBV, Warrior Rising, plus VOSB and SDVOSB federal set-asides that reserve 3% of every federal contract dollar for service-disabled veteran-owned firms. For veterans, active-duty, National Guard, Reserve, and military spouses. Amounts, deadlines, and direct application links delivered free.

3%
Fed spend reserved SDVOSB
$25B
Yearly VOSB opportunity
12
Grants in this guide
0
Loans (all grants)

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Part 1 · Quick wins

6 grants of $500–$10K, fast decisions

No VOSB certification required. Applications take under 30 minutes. Great starter kit to build grant track record while your certifications process.

Bunker Labs Founder Circle
$2.5K–$10K
Quarterly
Veterans + active-duty + spouses · cohort program
The Rosie Network Service2CEO
$5K + program
Rolling
Veterans + military spouses · free curriculum
Awesome Foundation
$1,000
Monthly
100+ US chapters · one-page application
Amber Grant · WomensNet
$10,000
Monthly
Women veterans qualify · auto-entry + year-end $25K
NASE Growth Grants
Up to $4K
Monthly
Members-only ($120/yr) · small applicant pool
Freed Fellowship
$500 + $2.5K year-end
Monthly
Best for visual/creative veteran founders
Part 2 · Bigger wins

6 grants + federal set-asides of $5K–$500K+

Bigger amounts, more paperwork. VOSB / SDVOSB certification unlocks the federal set-asides — 3% of every federal contract dollar is reserved specifically for you.

PenFed Foundation VEIP
$10K–$25K
Quarterly
Explicit for veteran + military-spouse entrepreneurs
IVMF EBV Bootcamp (Syracuse)
Free program + stipend
Annual cohorts
Free tuition + housing for disabled + post-9/11 vets
Warrior Rising
$5K–$25K
Cohort-based
Veterans + Gold Star family · mentor pairing
Second Service Foundation
$5K–$15K
Rolling
Explicit vet-owned SMB · quick decisions
VOSB Federal Set-Asides
$100K+
Rolling
VOSB certified · federal contracts + grants reserved
SDVOSB Federal Set-Asides
$500K+
Rolling
Service-disabled veterans · 3% federal spend reserved
The reality
“The federal government reserves 3% of all contracting dollars for service-disabled veteran-owned businesses. Most veterans never claim it — not because the process is hard, but because nobody told them the money was there.”

— Windfall philosophy

What you'll get in your inbox

The 12 grants with direct links, exact amounts, and application tips — plus 3 follow-up emails on VOSB/SDVOSB certification, SAM.gov, your Readiness Score, and a 30-day plan to win your first grant.

Answers

Common questions about veteran-owned business grants

What's the difference between SDVOSB and VOSB?

VOSB = Veteran-Owned Small Business (any US veteran with honorable discharge, 51%+ ownership). SDVOSB = Service-Disabled Veteran-Owned (VA-verified service-connected disability rating). SDVOSB gets a 3% federal spend set-aside — meaning 3% of every federal contracting dollar is reserved for you. VOSB has fewer explicit set-asides but qualifies for programs like Boots to Business and VBOC.

How do I certify my business as veteran-owned?

Federal certification for both VOSB and SDVOSB moved from the VA to the SBA in 2023 — you apply at veterans.certify.sba.gov. Process takes 60–90 days. You need DD-214, proof of 51%+ ownership, and (for SDVOSB) VA disability letter. Certification is free but has a 3-year renewal cycle.

Can military spouses apply to veteran-only grants?

Some, yes. PenFed Foundation VEIP, Bunker Labs, and The Rosie Network explicitly include military spouses. Federal VOSB/SDVOSB set-asides do NOT — those require the veteran to be the majority owner. If you're a spouse, the pool is smaller but real: this guide flags spouse-eligible programs.

Which veteran grants have rolling deadlines vs quarterly cohorts?

Rolling (apply anytime): Awesome Foundation, Freed Fellowship, Warrior Rising, Second Service Foundation. Quarterly cohorts: PenFed VEIP, Bunker Labs Founder Circle. Annual: IVMF Syracuse EBV, FedEx Small Business Grant. Start with rolling grants for quick wins, then plan quarterly cohorts around your product roadmap.

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One guide per segment. Applying to 3-5 grants that actually fit beats spraying 40 that don't.